JAMB Subject Combination for Insurance 2026/2027

For individuals seeking to know the appropriate JAMB subject combination for Insurance 2026/2027, this guide provides detailed information about the topic, along with entry requirements for both UTME and Direct Entry aspirants, and a list of institutions offering the program in Nigeria.

JAMB Subject Combination for Insurance

For UTME candidates applying to study Insurance, JAMB specifies the following four subjects:

1. English Language (Compulsory for all candidates)
2. Mathematics
3. Economics
4. Any other Social Science subject (e.g., Commerce, Government, or Accounting)

Reasons for Choosing the Following Subjects

1. English Language

Strong communication skills are essential for understanding policies, explaining terms to clients, and negotiating agreements effectively.

2. Mathematics

Insurance professionals rely on numerical skills for risk assessment, premium calculations, and statistical analysis.

3. Economics

Economics gives insights into market trends, financial decision-making, and resource management, all of which are central to insurance.

4. Any Other Social Science Subject

Subjects like Commerce or Government provide additional knowledge about business operations, regulatory frameworks, and organizational structures relevant to insurance.

Eligibility Requirements

For UTME Candidates:

1. O’Level Requirements

Candidates must have at least five credit passes in their O’Level results (WAEC, NECO, or equivalent), including:

• English Language
• Mathematics
• Economics
• Commerce or Accounting
• Any other relevant subject (e.g., Government, Geography, or Insurance).

2. UTME Cut-off Mark

The cut-off mark for Insurance programs generally falls between 170 and 220, depending on the institution. Scoring above the minimum cut-off increases your chances of admission.

For Direct Entry Candidates:

1. Advanced Level Qualifications

• Two A’Level passes in Economics and one other Social Science or Commercial subject.

2. ND/NCE/HND/Bachelor’s Degree

• National Diploma (ND) or Higher National Diploma (HND) in Business Studies, Insurance, or related fields with at least an upper credit.
• NCE holders with relevant subject combinations can also apply.
• Bachelor’s degree holders with at least a second-class lower division in related disciplines may be eligible.

3. Additional Requirements

• Some institutions require Direct Entry candidates to participate in a screening exercise or submit a transcript.

Nigerian Universities Offering Insurance

Here is a list of institutions recognized for their Insurance programs:

1. University of Lagos (UNILAG)
2. University of Jos (UNIJOS)
3. Ahmadu Bello University (ABU), Zaria
4. University of Benin (UNIBEN)
5. Lagos State University (LASU), Ojo
6. Covenant University, Ota
7. Babcock University, Ilishan-Remo
8. Nnamdi Azikiwe University (UNIZIK), Awka
9. Federal University of Technology, Owerri (FUTO)
10. Delta State University (DELSU), Abraka
11. University of Uyo (UNIUYO)
12. Ekiti State University (EKSU), Ado-Ekiti
13. Rivers State University (RSU), Port Harcourt
14. Abia State University (ABSU), Uturu
15. Federal University of Technology, Minna (FUTMINNA)
16. Bayero University, Kano (BUK)
17. University of Maiduguri (UNIMAID)
18. Federal University, Lokoja (FULOKOJA)
19. Nasarawa State University, Keffi (NSUK)
20. Federal Polytechnic, Ilaro

Frequently Asked Questions (FAQs)

Q: What is the official JAMB subject combination for Insurance 2026/2027?

A: The official JAMB subject combination for Insurance includes English Language, Mathematics, Economics, and one other subject chosen from Accounting, Commerce, or Government.

Q: Can a candidate with a commercial background apply for Insurance in JAMB?

A: Yes. Insurance is a management-oriented course, so students from Commercial or Art backgrounds who have the right subject combination can apply.

Q: Does Insurance fall under Management Sciences or Social Sciences?

A: Most Nigerian universities classify Insurance under the Faculty of Management or Business Administration, but some group it under Social Sciences.

Q: What JAMB score improves my admission chances for Insurance?

A: While the general cut-off mark for Insurance is 180 and above, a JAMB score of 220 or higher improves your chances, especially in competitive schools like UNILAG, UNIBEN, and LASU where business-related courses are in high demand.

Q: Which universities in Nigeria offer Insurance as a degree program?

A: Notable universities offering Insurance include the University of Lagos (UNILAG), University of Benin (UNIBEN), Lagos State University (LASU), Imo State University (IMSU), and Joseph Ayo Babalola University (JABU).